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<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-5649810732-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-7082536941-3"><b>Question</b></h2><p>Which of the following Life Insurance products was introduced by IRDAI and made mandatory for All Life Insurance Companies from January 1, 2021?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 31 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p>Saral Jeevan Bima</p>
</li><li style="color:red;"><p>Jeevan Umang</p>
</li><li style="color:red;"><p>Jeevan Labh</p>
</li><li style="color:red;"><p>Jeevan Amar</p>
</li><li style="color:red;"><p> None of the above</p>
</li></ol> <h2 id="content-id-7146805329-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 1</strong> i.e <strong>Saral Jeevan Bima.</strong></p>

<ul>
	<li>On October 15, 2020, the Insurance Regulatory and Development Authority of India (IRDAI) released</li>
	<li>Guidelines for Standard Life Insurance Product ‘Saral Jeevan Bima’.</li>
	<li>The insurance scheme should be mandatorily offered by All Life Insurance Companies from January 1, 2021.</li>
	<li>A Standard Insurance Product will enable the customers to easily make an informed choice, enhance trust between Insurers and the insured and reduce mis-spelling.</li>
</ul>
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Which of the following Life - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-2714850396-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-4380569271-3"><b>Question</b></h2><p>What was the initial paid-up capital for the Agriculture insurance company of India?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 28 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>100 crores</p>
</li><li style="color:red;"><p>50 crores</p>
</li><li style="color:green;"><p>200 crores</p>
</li><li style="color:red;"><p>500 crores</p>
</li><li style="color:red;"><p>150 crores</p>
</li></ol> <h2 id="content-id-2581937460-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 3</strong> i.e <strong>200 crores.</strong></p>

<p>1. Agriculture Insurance Company of India was incorporated on 20th December 2002 with an authorized capital of 1500 crore rupees.</p>

<p>2. The Initial paid-up capital is 200 crore rupees.</p>

<p>3. AIC commenced its operations on 1 April 2003 by taking over the implementation of the “National Agricultural Insurance Scheme” (NAIS) from GIC.</p>

<p><strong>Important takeaway:</strong></p>

<p>1. Present Chairman: Joseph palappallil</p>
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What was the initial paid-up - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-1042598367-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-9018723546-3"><b>Question</b></h2><p>The Union Cabinet has approved an increase of ___________ percent in the Dearness Allowance (DA) and Dearness Relief (DR) for the Central Government employees/pensioners to be effective from 01 January 2020.
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 32 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p><span style="font-size:14px">4%</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">5%</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">3%</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">6%</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">7%</span></p>
</li></ol> <h2 id="content-id-1027468359-4"><b>Solution</b></h2><p><span style="font-size:14px">The correct answer is <strong>option A </strong>i.e <strong>4%.</strong></span></p>

<ul>
	<li><span style="font-size:14px">The Union Cabinet, chaired by Prime Minister Shri Narendra Modi has approved to release of an additional installment of Dearness Allowance (DA) to Central Government employees and Dearness Relief (DR) to pensioners w.e.f. 01 January 2020.</span></li>
	<li><span style="font-size:14px">The Modi Government has approved a 4 percent increase in DA/DR over the existing rate of 17 percent of the Basic Pay/Pension, to compensate for the price rise. </span></li>
	<li><span style="font-size:14px">The new rate will become 21 percent of Basic Pay/Pension. The increase is based on the recommendations of the 7<sup>th</sup> Central Pay Commission.</span></li>
</ul>
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The Union Cabinet has approved - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-0816734952-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-0549368712-3"><b>Question</b></h2><p>Who will head the Grievance Redressal Committee set up to address the grievances of shareholders following the proposed mergers of Punjab National Bank (PNB), Union Bank of India (UBI) and Oriental Bank of Commerce (OBC)?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 34 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>K N Keshavanarayana</p>
</li><li style="color:green;"><p>Vijay Kumar Vyas</p>
</li><li style="color:red;"><p>P Ramchandra Raju</p>
</li><li style="color:red;"><p>Prem Chand Jain</p>
</li><li style="color:red;"><p>Markandey Katju</p>
</li></ol> <h2 id="content-id-9516782340-4"><b>Solution</b></h2><p>The correct answer is <strong>option 2</strong>, i.e, <strong>Vijay Kumar Vyas.</strong></p>

<table border="1" cellpadding="1" cellspacing="1" style="width:500px">
	<tbody>
		<tr>
			<td><strong>Explanation</strong></td>
			<td><strong>Vijay Kumar Vyas</strong> is the retired judge of the Rajasthan High Court. He will head the committee intended to address those shareholders who either individually or collectively <strong>hold at least 1 per cent of the equity capital</strong> of any of <strong>Punjab National Bank (PNB)</strong>, <strong>Oriental Bank of Commerce (OBC) </strong>or <strong>Union Bank of India (UBI)</strong>; or <strong>100 shareholders acting collectively</strong>, of any of PNB, OBC or UBI. </td>
		</tr>
		<tr>
			<td><strong>Context</strong></td>
			<td> On March 6, 2020, eight state-owned banks announced swap ratios for the proposed mergers. The detail is listed below. </td>
		</tr>
		<tr>
			<td rowspan="3">As per the proposed merger</td>
			<td>1. <strong>Punjab National Bank (PNB) </strong>will merge <strong>Oriental Bank of Commerce (OBC) </strong>and <strong>United Bank of India (UBI) </strong>in itself with effect from April 1. The swap ratio determined is 1,150 equity shares of PNB are to be exchanged for every 1,000 equity shares of OBC, while 121 equity shares of PNB are to be swapped for every 1,000 equity shares of UBI.</td>
		</tr>
		<tr>
			<td>2. <strong>Andhra Bank</strong> and <strong>Corporation Bank</strong> are to be amalgamated into <strong>Union Bank of India with effect from April 1, 2020. The swap ratio includes 325 equity shares of Unio</strong>n Bank of India for every 1,000 shares in Andhra Bank and 330 shares in Union Bank for every 1,000 equity shares in Corporation Bank.</td>
		</tr>
		<tr>
			<td>
			<p>3. <strong>Syndicate Bank</strong> will merge into <strong>Canara Bank</strong>. The share swap is 158 equity shares of Canara Bank for every 1,000 equity shares of Syndicate Bank.</p>

			<p>After the mergers, there will be seven large public sector banks (PSBs) and five smaller ones. </p>
			</td>
		</tr>
		<tr>
			<td><strong>What is a Swap Ratio? </strong></td>
			<td> The swap ratio is the ratio at which an acquiring company will offer its shares in exchange for the target company's shares during a merger or acquisition.</td>
		</tr>
	</tbody>
</table>






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Who will head the Grievance - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-9146372805-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-4615083972-3"><b>Question</b></h2><p>Recently, One97 Communications announced that Paytm Insurance Broking has got a composite insurance broker license from IRDAI. Here, IRDAI stands for ___________.
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 32 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p><span style="font-size:14px">Insurance Regulatory and Development Authority of India</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">Industry Regulatory and Development Authority of India</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">Income Regulatory and Development Authority of India</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">Information Regulatory and Development Authority of India</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">None of the above</span></p>
</li></ol> <h2 id="content-id-4387591620-4"><b>Solution</b></h2><p><span style="font-size:14px">The correct answer is <strong>Option 1</strong> i.e. <strong>Insurance Regulatory and Development Authority of India</strong>.</span></p>

<table align="left" border="1" cellpadding="1" cellspacing="1" style="width:300px">
	<tbody>
		<tr>
			<td><strong><span style="font-size:14px">IRDAI</span></strong></td>
			<td>
			<ul>
				<li><span style="font-size:14px">IRDAI stands for the Insurance Regulatory and Development Authority of India.</span></li>
				<li><span style="font-size:14px">One97 Communications, which owns the financial services platform Paytm, on March 3, 2020, announced that its wholly-owned subsidiary Paytm Insurance Broking has got a composite insurance broker license from the Insurance Regulatory and Development Authority of India (IRDAI).</span></li>
				<li><span style="font-size:14px">Paytm customers will now be able to buy a variety of insurance products on the application itself.</span></li>
				<li><span style="font-size:14px">The Insurance Regulatory and Development Authority of India is an autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India.</span></li>
				<li><span style="font-size:14px">The chairperson of IRDAI is Subhash Chandra Khuntia.</span></li>
				<li><span style="font-size:14px">Its headquarter is in Hyderabad.</span></li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>


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Recently One97 Communications - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-1586470293-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-4576328190-3"><b>Question</b></h2><p>Which insurance company of India has received the license from the Central Bank of the Russian Federation (Bank of Russia) to commence reinsurance business in Russia?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 32 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p><span style="font-size:14px">Max Bupa Health Insurance Co. Ltd.</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">Bajaj Allianz General Insurance Co. Ltd.</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">Bharti AXA General Insurance</span></p>
</li><li style="color:green;"><p><span style="font-size:14px">General Insurance Corporation of India</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">None of the above</span></p>
</li></ol> <h2 id="content-id-3678591420-4"><b>Solution</b></h2><p><span style="font-size:14px">The correct answer is <strong>Option 4 </strong>i.e. <strong>General Insurance Corporation of India</strong>.</span></p>

<table align="left" border="1" cellpadding="1" cellspacing="1" style="width:400px">
	<tbody>
		<tr>
			<td><span style="font-size:14px"> General Insurance Corporation of India (GIC Re)</span></td>
			<td>
			<ul>
				<li><span style="font-size:14px"><strong>General Insurance Corporation of India (GIC Re) has received a license from the Central Bank of the Russian Federation</strong> (Bank of Russia) to commence the reinsurance business in Russia.</span></li>
				<li><span style="font-size:14px">The <strong>license enables the subsidiary to commence transacting domestic and international reinsurance business in Russia.</strong></span></li>
				<li><span style="font-size:14px">The government is planning to complete a<strong> merger of three state-owned general insurance companies </strong>-- National Insurance Co Ltd, United India Insurance Co Ltd, and Oriental Insurance Co Ltd.</span></li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>

<table align="left" border="1" cellpadding="1" cellspacing="1" style="width:400px">
	<tbody>
		<tr>
			<td>
			<ul>
				<li><span style="font-size:14px"><strong>Devesh Srivastava is the Chairman and MD of General Insurance Corporation of India.</strong></span></li>
				<li><span style="font-size:14px">The headquarter of General Insurance Corporation of India is in Mumbai.</span></li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>


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Which insurance company of - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-7248591603-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-4690871532-3"><b>Question</b></h2><p>Microsoft India has signed an MOU with which Bank to create opportunities for youth living with disabilities in the Banking, Financial Services, and Insurance (BFSI) sector?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 32 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p><span style="font-size:14px">State Bank of India (SBI)</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">Punjab National Bank (PNB)</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">ICICI Bank</span></p>
</li><li style="color:red;"><p>HDFC Bank</p>
</li><li style="color:red;"><p><span style="font-size:14px">Union Bank of India</span></p>
</li></ol> <h2 id="content-id-3796412580-4"><b>Solution</b></h2><p><span style="font-size:14px">The correct answer is <strong>option 1</strong> i.e. <strong>State Bank of India (SBI).</strong></span></p>

<table align="left" border="1" cellpadding="1" cellspacing="1" style="width:400px">
	<tbody>
		<tr>
			<td>Bank name</td>
			<td>Agreements</td>
		</tr>
		<tr>
			<td><span style="font-size:14px">State Bank of India (SBI)</span></td>
			<td>
			<ul>
				<li><span style="font-size:14px">An MOU with Microsoft India develop an AI-based marketplace to help youth with disability for BFSI jobs</span></li>
				<li><span style="font-size:14px">500 youth with disabilities will be upskilled for BFSI jobs in the first year</span></li>
				<li><span style="font-size:14px">Rolled out across 3 Years</span></li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>

<table align="left" border="1" cellpadding="1" cellspacing="1" style="width:400px">
	<tbody>
		<tr>
			<td><span style="font-size:14px">Bank name</span></td>
			<td><span style="font-size:14px">Headquarters</span></td>
		</tr>
		<tr>
			<td><span style="font-size:14px">State Bank of India (SBI)</span></td>
			<td><span style="font-size:14px">Mumbai</span></td>
		</tr>
		<tr>
			<td><span style="font-size:14px">Punjab National Bank (PNB)</span></td>
			<td><span style="font-size:14px">New Delhi</span></td>
		</tr>
		<tr>
			<td><span style="font-size:14px">ICICI Bank</span></td>
			<td><span style="font-size:14px">Mumbai</span></td>
		</tr>
		<tr>
			<td><span style="font-size:14px">HDFC Bank</span></td>
			<td><span style="font-size:14px">Mumbai</span></td>
		</tr>
		<tr>
			<td><span style="font-size:14px">Union Bank of India</span></td>
			<td><span style="font-size:14px">Mumbai</span></td>
		</tr>
	</tbody>
</table>


</body></html>


Microsoft India has signed an - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-6732510984-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-9247560831-3"><b>Question</b></h2><p>Which committee was constituted by RBI to look into banking services rendered to retail and small customers, including pensioners?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 30 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p><span style="font-size:14px">M. Damodaran committee</span></p>
</li><li style="color:red;"><p>H R Khan committee</p>
</li><li style="color:red;"><p>Vimal Jalan committee</p>
</li><li style="color:red;"><p><span style="font-size:14px">S S Tarapore committee</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">None of these</span></p>
</li></ol> <h2 id="content-id-1723046598-4"><b>Solution</b></h2><p><span style="font-size:14px">The correct answer is <strong>option 1</strong> i.e. <strong>M. Damodaran committee</strong>.</span></p>

<table align="left" border="1" cellpadding="1" cellspacing="1" style="width:400px">
	<tbody>
		<tr>
			<td><strong><span style="font-size:14px">M. Damodaran committee.</span></strong></td>
			<td>
			<ul>
				<li><span style="font-size:14px">The committee was constituted to suggest measures for a roadmap for improving the business climate in India</span></li>
				<li><span style="font-size:14px">look into the system of grievance redressal mechanism prevalent in banks</span></li>
				<li><span style="font-size:14px">To review the existing system of attending to customer service in banks - approach, attitude, and fair treatment to customers from retail, small, and pensioners segments.</span></li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>


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Which committee was constituted - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-0625781439-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-7645308219-3"><b>Question</b></h2><p>The Employees' Provident Funds and Miscellaneous Provisions Act came into effect in which year?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 28 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p><span style="font-size:14px">1952</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">1957</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">1976</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">1963</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">1959</span></p>
</li></ol> <h2 id="content-id-5047392861-4"><b>Solution</b></h2><p><span style="font-size:14px">The correct answer is <strong>option 1 </strong> i.e. <strong>1952.</strong></span></p>

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			<td><span style="font-size:14px">The Employees' Provident Funds and Miscellaneous Provisions Act, 1952</span></td>
			<td>
			<ul>
				<li><span style="font-size:14px">This act provides for the institution of provident funds pension funds and deposit-linked insurance funds for employees in factories and other establishments.</span></li>
				<li><span style="font-size:14px">As per the EPF Act 1952, The contribution paid by the employee is 12% of basic wages plus dearness allowance plus retaining allowance.</span></li>
				<li><span style="font-size:14px">EPFO is under the administrative control of the Ministry of Labour and Employment, Government of India.</span></li>
			</ul>
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The Employees 39 Provident - GK Misc Questions for Banking

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<html><body><h2 id="content-id-9174530628-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-5830427169-3"><b>Question</b></h2><p>DBS Bank India has partnered with which insurance company to launch complimentary insurance for its Treasures customers in India?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 30 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p><span style="font-size:14px">Bharti AXA</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">LIC</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">HDFC ERGO </span></p>
</li><li style="color:red;"><p><span style="font-size:14px">PNB MetLife India </span></p>
</li><li style="color:red;"><p><span style="font-size:14px">None of the above</span></p>
</li></ol> <h2 id="content-id-1076942358-4"><b>Solution</b></h2><p><span style="font-size:14px">The correct answer is <strong>Option 1</strong> i.e. <strong>Bharti AXA</strong>.</span></p>

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			<td><span style="font-size:14px">DBS Bank India & Bharti AXA</span></td>
			<td>
			<ul>
				<li><span style="font-size:14px"><strong>DBS Bank</strong> India has partnered with <strong>Bharti AXA</strong> to launch a complimentary <strong>insurance</strong> plan for all medical conditions.</span></li>
				<li><span style="font-size:14px">This medical insurance also cover <strong>COVID-19</strong>.</span></li>
				<li><span style="font-size:14px">These health insurance products are offered on the <strong>digibank app</strong> for all DBS customers.</span></li>
				<li><span style="font-size:14px">The insurance plan includes up to 10 days of hospitalization along with a cover of Rs <strong>5,000 per day</strong> for a 30-day period.</span></li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>

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			<td>
			<ul>
				<li><span style="font-size:14px">DBS Bank is known as the <strong>Development Bank of Singapore.</strong></span></li>
				<li><span style="font-size:14px">The headquarters of DBS Bank is in <strong>Singapore</strong>.</span></li>
				<li><span style="font-size:14px"><strong>Sanjeev Srinivasan</strong> is MD & CEO of Bharti AXA.</span></li>
			</ul>
			</td>
		</tr>
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</table>


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DBS Bank India has partnered - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-5912478630-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-2759610384-3"><b>Question</b></h2><p>Who is the Executive Director and the Chief Executive Officer of Reliance General Insurance?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 29 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p><span style="font-size:14px">Mukesh Ambani</span></p>
</li><li style="color:green;"><p><span style="font-size:14px">Rakesh Jain</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">Neeta Ambani</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">Anil Ambani</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">None of the above</span></p>
</li></ol> <h2 id="content-id-1327580694-4"><b>Solution</b></h2><p><span style="font-size:14px">The correct answer is <strong>Option 2</strong> i.e. <strong>Rakesh Jain</strong>.</span></p>

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			<td><span style="font-size:14px">Reliance General Insurance</span></td>
			<td>
			<ul>
				<li><span style="font-size:14px"><strong>Rakesh Jain</strong> is the<strong> Executive Director and the Chief Executive Officer of Reliance General Insurance.</strong></span></li>
				<li><span style="font-size:14px">It has its<strong> headquarters</strong> in <strong>Mumbai, Maharashtra.</strong></span></li>
			</ul>
			</td>
		</tr>
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			<td><span style="font-size:14px">Current News</span></td>
			<td>
			<ul>
				<li><span style="font-size:14px"><strong>Reliance General Insurance Company Limited</strong> has launched a comprehensive health insurance plan named<strong> “Reliance Health Infinity”</strong> in<strong> 2020.</strong></span></li>
				<li><span style="font-size:14px">The policy offers <strong>90 days pre and 180 days</strong> <strong>post-hospitalization cover</strong>, along with a sum insured ranging from <strong>Rs 3 lakh to Rs 1 crore,</strong> and free restoration benefits.</span></li>
				<li><span style="font-size:14px">This Insurance offers three main benefits under its Health Infinity plan: <strong>‘more cover’, ‘more time’, and  ‘more global’.</strong></span></li>
			</ul>
			</td>
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	</tbody>
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Who is the Executive Director - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-4138965702-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-6127905384-3"><b>Question</b></h2><p>Recently, who was appointed as MD  and CEO  of IFFCO Tokio General Insurance?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 29 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p><span style="font-size:14px">Girish Chaturvedi</span></p>
</li><li style="color:green;"><p><span style="font-size:14px">Anamika Roy Rashtrawar</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">Roshni Nadar</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">Mallika Srinivasan</span></p>
</li><li style="color:red;"><p><span style="font-size:14px">None of the above</span></p>
</li></ol> <h2 id="content-id-5981764320-4"><b>Solution</b></h2><p><span style="font-size:14px">The correct answer is <strong>Option 2 </strong>i.e. <strong>Anamika Roy Rashtrawar</strong>.</span></p>

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			<td><span style="font-size:14px">IFFCO Tokio General Insurance</span></td>
			<td>
			<ul>
				<li><span style="font-size:14px">IFFCO Tokio General Insurance has appointed <strong>Anamika Roy Rashtrawar as the new MD and CEO</strong>.</span></li>
				<li><span style="font-size:14px">She was the <strong>first woman MD and CEO</strong> of  IFFCO Tokio general insurance company.</span></li>
				<li><span style="font-size:14px">She has replaced <strong>Warendra Sinha </strong>who was the MD and CEO.</span></li>
				<li><span style="font-size:14px">IFFCO Tokio General Insurance is a <strong>joint venture between Indian Farmers Fertilizer Co-operative (IFFCO) and Tokio Marine Group.</strong></span></li>
				<li><span style="font-size:14px"><strong>The headquarter</strong> of the IFFCO Tokio General Insurance Company Limited is in <strong>Gurugram.</strong></span></li>
			</ul>
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</table>


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Recently who was appointed - GK Misc Questions for Banking

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<html><body><h2 id="content-id-7491038256-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-6754831920-3"><b>Question</b></h2><p>To which among the following companies/organizations has the Insurance Regulatory and Development Authority of India directed to stop selling new policies?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 31 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>Sun life Insurance</p>
</li><li style="color:red;"><p>Max Life Insurance</p>
</li><li style="color:red;"><p>SBI Life Insurance</p>
</li><li style="color:green;"><p>Reliance Health Insurance</p>
</li><li style="color:red;"><p>Axis Bank Insurance</p>
</li></ol> <h2 id="content-id-3571268094-4"><b>Solution</b></h2><p>The correct answer is <strong>option 4</strong> i.e. <strong>Reliance Health Insurance.</strong></p>



<table border="1" cellpadding="1" cellspacing="1">
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			<td><u><strong>Reliance Health Insurance</strong></u></td>
			<td>The Insurance Regulatory and Development Authority of India (IRDAI) directed Reliance Health Insurance to stop selling new policies.</td>
		</tr>
		<tr>
			<td>Reliance Health Insurance</td>
			<td>
			<p>It is a health insurance part of Reliance Capital.</p>

			<p>It has been facing solvency issues. The solvency margin was reported at 106 percent in the June quarter and the regulatory requirement of 150 percent.</p>
			Reliance General has been directed to keep the assets and liabilities of Reliance Health separate from its general insurance business.</td>
		</tr>
		<tr>
			<td>IRDAI</td>
			<td>IRDAI is a regulatory body that sees the development of the insurance industry while monitoring insurance-related activities.</td>
		</tr>
		<tr>
			<td>IRDAI Chairman</td>
			<td>Subhash Chandra Khuntia</td>
		</tr>
	</tbody>
</table>


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To which among the following - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-6738915204-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-8710234695-3"><b>Question</b></h2><p>Which among the following is the name of the mobile application launched by Bajaj Allianz General Insurance?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 29 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>Farming 2.0</p>
</li><li style="color:red;"><p>Farming 3.0</p>
</li><li style="color:red;"><p>Farmhouse</p>
</li><li style="color:red;"><p>Farmchak</p>
</li><li style="color:green;"><p>Farmitra</p>
</li></ol> <h2 id="content-id-9352684017-4"><b>Solution</b></h2><p>The correct answer is <strong>option 5 </strong>i.e.<strong> Farmitra.</strong></p>



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	<tbody>
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			<td><u><strong>Farmitra</strong></u></td>
			<td>It is the name of the mobile application launched by Bajaj Allianz General Insurance.</td>
		</tr>
		<tr>
			<td>How does this app help?</td>
			<td>
			<p>The app will provide insurance solutions and a range of other information and advisories that farmers need day to day.</p>

			
			There will be a weather forecast specific to the concerned area.</td>
		</tr>
		<tr>
			<td>How can farmers register?</td>
			<td>Farmers can register by mentioning their state, block, area of farmland, crops, and other relevant details.</td>
		</tr>
	</tbody>
</table>


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Which among the following - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-8925703641-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-1469720583-3"><b>Question</b></h2><p>Where is the headquarter of the Insurance Regulatory and Development Authority of India (IRDAI) situated?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 29 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>New Delhi</p>
</li><li style="color:red;"><p>Mumbai</p>
</li><li style="color:red;"><p>Bangaluru</p>
</li><li style="color:green;"><p>Hyderabad</p>
</li><li style="color:red;"><p>Chennai</p>
</li></ol> <h2 id="content-id-8526713490-4"><b>Solution</b></h2><p>The correct answer is<strong> Option 4</strong> i.e. <strong>Hyderabad</strong>.</p>

<table border="1" cellpadding="1" cellspacing="1" style="width:300px">
	<tbody>
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			<td><strong>Understanding</strong></td>
		</tr>
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			<td>
			<ul>
				<li>The headquarter of the Insurance Regulatory and Development Authority of India (IRDAI) is situated in Hyderabad.</li>
				<li>The Insurance Regulatory and Development Authority of India is an autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India.</li>
				<li>Subhash Chandra Khuntia is the chairman of the Insurance Regulatory and Development Authority of India (IRDAI).</li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>


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Where is the headquarter of - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-9178406253-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-9625741380-3"><b>Question</b></h2><p>Which of the following e-commerce platform has partnered with Bajaj Allianz to launch cyber insurance named ‘Digital Suraksha Group Insurance’?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 31 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>TataCliq</p>
</li><li style="color:red;"><p>Amazon</p>
</li><li style="color:red;"><p>Paytm Mall</p>
</li><li style="color:red;"><p>Snapdeal</p>
</li><li style="color:green;"><p>Flipkart</p>
</li></ol> <h2 id="content-id-6590384721-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 5 </strong>i.e<strong> Flipkart.</strong></p>

<ul>
	<li>Flipkart and Bajaj Allianz General Insurance Company have partnered to offer ‘Digital Suraksha Group Insurance’ for customers.</li>
	<li>It covers them against financial losses resulting from cyber-attacks, cyber frauds, or other such malicious activities on various online platforms.</li>
</ul>


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Which of the following e-commerce - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-0694372581-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-7401296385-3"><b>Question</b></h2><p>Which Insurance company has launched an Open Application Programming Interface Gateway to enable full digital collaboration with its business partners in December 2020?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 31 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>Life Insurance Company</p>
</li><li style="color:red;"><p>Aviva Life Insurance</p>
</li><li style="color:green;"><p>Edelweiss General Insurance </p>
</li><li style="color:red;"><p>Reliance Life Insurance</p>
</li><li style="color:red;"><p>None of the above</p>
</li></ol> <h2 id="content-id-0259836741-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 3</strong> i.e<strong> Edelweiss General Insurance.</strong></p>

<ul>
	<li>Edelweiss General Insurance Company has launched a first-of-its-kind, Open Application Programming Interface Gateway to enable full digital collaboration with its business partners.</li>
	<li>The authorized partners of Edelweiss General Insurance, with this gateway, can integrate the available and new products and services in a speedy manner with the technology platform of the company.</li>
</ul>


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Which Insurance company has - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-0923784516-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-9107583462-3"><b>Question</b></h2><p>Which of the following bank has partnered with ICICI Prudential Life Insurance to offer Life Insurance products through a "Bancassurance Partnership"?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 31 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>Indian Overseas bank</p>
</li><li style="color:green;"><p>RBL Bank</p>
</li><li style="color:red;"><p>UCO Bank</p>
</li><li style="color:red;"><p>State Bank of India</p>
</li><li style="color:red;"><p>Dena Bank</p>
</li></ol> <h2 id="content-id-1930756842-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 2</strong> i.e <strong>RBL Bank.</strong></p>

<ul>
	<li>RBL Bank Ltd & ICICI Prudential Life Insurance Ltd entered into a bancassurance partnership to offer a range of life insurance products.</li>
	<li>This partnership will allow more than 8.7 million customers of RBL Bank to access and purchase ICICI Prudential Life’s customer-centric protection and long-term savings products.</li>
</ul>
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Which of the following bank - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-4167825390-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-0543289176-3"><b>Question</b></h2><p>Konark dance festival is associated with which state of India?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 28 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p>Odisha</p>
</li><li style="color:red;"><p>Bihar</p>
</li><li style="color:red;"><p>Karnataka</p>
</li><li style="color:red;"><p>Kerala</p>
</li><li style="color:red;"><p>Haryana</p>
</li></ol> <h2 id="content-id-8314026957-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 1</strong> i.e. <strong>Odisha.</strong></p>

<ul>
	<li>Konark dance festival is associated with Odisha.</li>
	<li>It is a five-day dance festival held every year in the month of December.</li>
	<li>It is one of the biggest dance festivals held in Odisha. </li>
</ul>
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Konark dance festival is associated - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-9724581306-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-7564829310-3"><b>Question</b></h2><p>Kanchoth festival is observed in ____________.
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Difficult </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 26 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p>Jammu & Kashmir</p>
</li><li style="color:red;"><p>Ladakh</p>
</li><li style="color:red;"><p>Rajasthan</p>
</li><li style="color:red;"><p>Tamil Nadu</p>
</li><li style="color:red;"><p>Uttrakhand</p>
</li></ol> <h2 id="content-id-2869357140-4"><b>Solution</b></h2><p>The correct answer is<strong> Option 1</strong> i.e.<strong> Jammu & Kashmir.</strong></p>

<ul>
	<li style="text-align:justify">The ancient Kanchoth festival is observed annually in Jammu and Kashmir.</li>
	<li style="text-align:justify">It is a symbol of ancient Nag culture and it is observed across the Chenab valley region of the union territory.</li>
	<li style="text-align:justify">Kanchoth or Gauri Tritya is widely celebrated in hilly kishtwar, Ramban and Doda of Jammu province.<br>
	 </li>
</ul>
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Kanchoth festival is observed - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-0687519432-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-6085741239-3"><b>Question</b></h2><p>Boita Bandana festival is observed in ___________.

 
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 27 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p>Odisha</p>
</li><li style="color:red;"><p>Karnataka</p>
</li><li style="color:red;"><p>Tamil Nadu<br>
 </p>
</li><li style="color:red;"><p>Andhra Pradesh</p>
</li><li style="color:red;"><p>Kerala</p>
</li></ol> <h2 id="content-id-5271980436-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 1</strong> i.e. <strong>Odisha.</strong></p>

<ul>
	<li style="text-align:justify">Boita Bandana is celebrated at various water bodies of Odisha. </li>
	<li style="text-align:justify">This day marks the full moon day of the Hindu month of Kartika, which is why it is known as Kartika Purnima. </li>
	<li style="text-align:justify">On this occasion, people afloat tiny banana, paper, or thermocol boats with diyas, betel leaves, fruits, and coins.</li>
</ul>
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Boita Bandana festival is - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-5893412706-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-9471086532-3"><b>Question</b></h2><p>'Sarhul' festival is celebrated in which state?  
 
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Difficult </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 27 Seconds </h3></div></div><b> Options :</b><ol><li style="color:green;"><p>Jharkhand</p>
</li><li style="color:red;"><p> Madhya Pradesh</p>
</li><li style="color:red;"><p>Karnataka</p>
</li><li style="color:red;"><p>Kerala<br>
 </p>
</li><li style="color:red;"><p>Chhattisgarh</p>
</li></ol> <h2 id="content-id-3918640257-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 1</strong> i.e. <strong>Jharkhand.</strong></p>

<ul>
	<li style="text-align:justify">
	<p>The Sarhul Festival, widely renowned as the primary tribal festivity throughout the Jharkhand region, marks the commencement of the new year.</p>
	</li>
	<li style="text-align:justify">It is observed by the tribal communities of the local Sarna religion, most notably by the Munda, Ho, and Oraon tribes.<br>
	 </li>
</ul>
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 39 Sarhul 39 festival - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-6402719583-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-1629438570-3"><b>Question</b></h2><p>Kala Ghoda Arts and Marbat festival are the famous festivals of________:

 
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 28 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>Himachal Pradesh</p>
</li><li style="color:red;"><p>Gujarat</p>
</li><li style="color:red;"><p>Jharkhand</p>
</li><li style="color:red;"><p>Odisha</p>
</li><li style="color:green;"><p>Maharashtra</p>
</li></ol> <h2 id="content-id-8276495013-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 5</strong> i.e. <strong>Maharashtra.</strong></p>

<ul>
	<li style="text-align:justify">The annual festival, Kala Ghoda Arts Festival is one of the most popular ones in South Mumbai. </li>
	<li style="text-align:justify">It usually starts in February and closes on the second Sunday in the same month itself. </li>
	<li style="text-align:justify">The historic “Marbat Utsav” is the only unique festival of the country that is celebrated only in Nagpur. </li>
	<li style="text-align:justify">The preparations for this are held at Marbat Chowk in Budhwari.</li>
</ul>
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Kala Ghoda Arts and Marbat - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-4590163287-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-4203719865-3"><b>Question</b></h2><p>Sangai Festival belongs to which of the following states/UT?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 27 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>Ladakh</p>
</li><li style="color:green;"><p>Manipur</p>
</li><li style="color:red;"><p>Arunachal Pradesh</p>
</li><li style="color:red;"><p>Jammu & Kashmir</p>
</li><li style="color:red;"><p>None of these</p>
</li></ol> <h2 id="content-id-9760582143-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 2</strong> i.e. <strong>Manipur.</strong></p>

<ul>
	<li>Sangai Festival  is an annual cultural festival organised by Manipur Tourism Department every year from 21 to 30 November.</li>
	<li>Manipur's capital - Imphal</li>
	<li>Chief Minister - N Biren Singh</li>
	<li>Governor - Anusuiya Uikey</li>
</ul>
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Sangai Festival belongs to - GK Misc Questions for Banking

<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd">
<html><body><h2 id="content-id-7091532864-2"><b>GK Misc Questions Overview</b></h2><p>GK Misc Questions have a good weightage in the Banking Exam and the type of question asked in Banking exam is similar to the question mentioned below. It has been solved and explained by Gargi.ai Experts and they have tried to elaborate the concept used in GK Misc Questions.</p><h2 id="content-id-2706581934-3"><b>Question</b></h2><p>Who headed the committee on restructuring of regional rural banks (RRBs) set up in 1994?
</p><div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Moderate </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 28 Seconds </h3></div></div><b> Options :</b><ol><li style="color:red;"><p>Naresh Chandra</p>
</li><li style="color:red;"><p>Mahavir Thyagi</p>
</li><li style="color:green;"><p>M C Bhandari</p>
</li><li style="color:red;"><p>A V Sardesai</p>
</li><li style="color:red;"><p>Chalapathy Rao</p>
</li></ol> <h2 id="content-id-8739605421-4"><b>Solution</b></h2><p>The correct answer is <strong>Option 3</strong> i.e.<strong>M C Bhandari.</strong></p>

<table border="1" cellpadding="1" cellspacing="1" style="width:500px">
	<tbody>
		<tr>
			<td><strong>M C Bhandari Committee</strong></td>
			<td>
			<ul>
				<li>The <strong>Bhandari Committee</strong> on the restructuring of regional rural banks (RRBs) was set up in <strong>1994</strong>. </li>
				<li>The Bhandari Committee <strong>identified 49 RRBs for comprehensive restructuring</strong>.</li>
				<li>A V Sardesai and Chalapathy Rao also headed the committee on RRBs. <strong>A V Sardesai Committee</strong> was constituted in <strong>2005</strong> whereas <strong>Chalapathy Rao Committee</strong> was constituted in <strong>2003</strong>. </li>
			</ul>
			</td>
		</tr>
		<tr>
			<td><strong>Regional Rural Banks (RRBs)</strong></td>
			<td>
			<ul>
				<li>The <strong>Narsimham Committee</strong> conceptualised the creation of RRBs in 1975.</li>
				<li>The RRBs were set up through the promulgation of the <strong>RRB Act, 1976</strong>.</li>
				<li><strong>Five RRBs</strong> were inaugurated on <strong>2 October 1975</strong> with the first one being "<strong>Prathma Bank</strong>" sponsored by <strong>Syndicate Bank</strong> in <strong>Moradabad district</strong> in Uttar Pradesh.</li>
				<li>As per RRB Act, <strong>Centre, Sponsor Bank and State government share</strong> is in the ratio <strong>50:35:15</strong>.</li>
				<li>As per RBI guidelines, RRBs have to provide 75% of their total credit under Priority Sector Lending.</li>
				<li>At present, there are <strong>45 RRBs</strong> in the country.</li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>


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